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Friday, 14 December 2007

Shopping On A Budget

Most of us struggle to find clothing for girls that don't make your favorite five-year-old look like a midget Britney Spears. There are plenty of stores to find age appropriate items like Old Navy, Children's Place, and the Gap. These stores offer great pieces, for reasonable prices. Always buy items like pants and jackets one size up, so that it can last into the beginning of the following year.

H&M has some of cutest clothing for girls at even cheaper prices than the GAP. Avoid department stores that tend to price children,s clothing at the same price point as adults. There is no justification for a 4T Ralph Lauren skirt to cost that same as an adult skirt. The one exception is at Macys, which has great deals on children's clothing during their major sale events.

The best store to bargain shop for girls is at Target. The options are limitless and the clothes are well constructed with most items in the $10-$17 range. Plus shopping at target is very acceptable (unlike K-MART), so you can save money without worry about the "cool" factor.

It seems like the designers for boys clothing are hell-bent on making them look like little action heroes. Bargain shopping for these tykes is an art form that few know how to do. Target has great stuff for little guys, with Children's Place giving the most for your bucks. However, SEARS is also a great place to find cute little items from designers like Sean John and Levi, for very reasonable prices.

Although Old Navy is great place for basics like Cargo pants, the really cool stuff is at GAP. Bright colored lumberjack jackets and knit caps will keep your little guy looking stylish. Another good place is Marshall's and T.J. Maxx. Usually both these stores have nice suits from designers like Polo Ralph Lauren for such a bargain that you could also pick them up a little toy to make up for forcing them to go shopping.

Further signs of a shift in the market include both Morrisons and Tesco selling energy efficient lightbulbs at low prices, while Asda, the Co-op and Somerfield greatly increased the proportion of in-season vegetables produced in the UK.

But the survey, carried out by the independent group Sustain, says no retailer has yet risen to the challenge of being a truly green business, with even the top performers failing to implement basic measures. No supermarket got top marks for the amount of British in-season produce on sale, while the report noted the "wildly varying performance" in terms of unnecessary packaging and plastic bags.

Larry Whitty, chair of the NCC, said: "The food we eat is responsible for one-third of our impact on climate change. NCC's research has spotted important signs of progress right across the market ... but much remains to be done if supermarkets are to become truly green grocers."

Meanwhile, separate research being published today by the Climate Group reveals poor consumer awareness of companies taking the lead on climate change. The research shows that two-thirds of people were unable to name any brands that are taking a lead, but said 80% of consumers were making some effort to be green.


Article from: http://www.goarticles.com/

Shopping on eBay

Shopping on eBay is fun and it is something that every one can do and enjoy in their spare time. Shopping on eBay is especially great for buying hard-to-find supplies and equipment. Perhaps, the greatest benefit of shopping on eBay is all of the products that you have to choose from.

A great thing about shopping on eBay is that the bidding price may start from as low as $00.1. One great benefit to shopping on ebay is the feedback given to buyers and sellers. Another great benefit of shopping on eBay is that you will never have to pay more than you want to for anything.

Shopping on eBay is a time-consuming endeavor, but patient shoppers can often find great deals on cheap products. If you thought that shopping in a mall was easy because of all the stores in one place, you have not seen anything yet. You do not even have to go outside into the cold to go anywhere, you can do all of the shopping from the comfort of your own house. To make online shopping a lot more convenient, eBay uses an automated bidding system that facilitates the auction.

When you shop on eBay you are shopping with the entire world. EBay takes all of the hardship out of shopping online. For instance, you can buy real estate, cars, clothing, toys, pet supplies, home decor, entertainment items, and much more on eBay.

Items found on eBay can be purchased in either new or used conditions. Items that are unique or few available may require a longer duration of completed sales data to get a more accurate estimate of value. Items must be returned within 7 days of receipt, and proof of posting obtained by the buyer. Items returned must be in the same condition that they were received in order to receive full credit. Items purchased in new or like new condition and then used (even once) are not returnable.

For those really hard to find items, tell sellers exactly what you are looking for using eBay's Want It Now feature. To find these hidden, often overlooked, treasures, simply use the advanced search (click on the Advanced Search link in the upper right-hand corner of any eBay page) and select to search "Store Inventory Items". Also by searching eBay Stores, you can often find treasures that are for sale for less money than the current bid on auctions of similar items, and The added bonus - All Store Inventory Items that are "Buy It Now", there will be no waiting for an auction to end.

With a large selection of products, a number of sellers to choose from, and ease of use, there is a good chance that you may find yourself doing the bulk of your online shopping on eBay. Buying is FUN, shopping on eBay is one of the best ways to purchase items from around the world, remember; If YOU want it, somebody's got it on Ebay. With the convenience of online shopping and mail orders, who can resist buying when it's as easy as one click.

In the keyword-driven world of online shopping, a typo is a buying opportunity: misspelled listings will not be found by a correctly spelled search. So be sure to take advantage of this overlooked opportuninty.

Shopping on eBay is no different to shopping anywhere else. Once you have registered for a free account with eBay, you are able to start shopping on eBay. Shopping on Ebay is perhaps one of the most exciting ways to find deals. It is one of the best ways to get a great bargain, also is fun and it's a great way to save money.

The best way to prevent any discomfort while shopping on eBay is proper EDUCATION. Having the knowledge of how eBay operates ensures that you will experience nothing but pleasure while shopping or conducting business on eBay.

When you have a large family like we do, shopping on ebay is a godsend. Whether you are looking for a quick purchase or the enjoyment of an auction experience, whether you are looking for new electronics or that hard to find collectible, eBay provides you with the best online shopping experience. If you watch what you are doing, namely what you choose to buy and from whom, you should also be able to have a positive experience on eBay; one that will likely bring you back for more shopping. It is not too late to shop for the holidays on eBay Shopping on eBay is quite an experience. And while you are cyber shopping for great deals on eBay, don't forget to check out my eBay auctions and store listings.


Article from: http://www.goarticles.com/

Wednesday, 5 December 2007

Time To Go Shopping For Printer Cartridges Again?

You hit print and yet again you realize your ink cartridge is anything but full. The time has come yet again go to get in the car and head off to the store or mall to buy some more ink cartridges. That means traffic, parking and all the general hassle of daily shopping. When you reach the store you have no guarantee that they'll even stock the replacement ink cartridge that you're looking for. The headache has already begun.

Printers are greedy beasts at the best of times; sometimes regardless of how much printing you actually do. They seem to guzzle up ink as fast as you buy it. HP, Epson, Canon or Lexmark it doesn't make any difference - we need to keep those ink tanks full or our printer will just sit there gathering dust.

For disgruntled inkjet owners there's always the option of shopping online for ink cartridges or refill kits. Many online stores offer massive savings on inkjet consumables and even offer free shipping on larger orders. You'll also receive special offers from these companies each month - probably just in time for your next ink order.

Many people are concerned about the quality of the product they'll receive if they're getting it at 50%+ of cost. Potential online shoppers are worried about low quality products and online fraud and find it hard to take that leap of faith with their credit card and make the plunge into those online waters.

Whilse these are understandable concerns the amount of money spent online is increasing 100% every single year. Over the next 8 years the estimated value of online sales will increase from $8 billion to over $230 billion which shows that consumer confidence with online shopping is on the rise. As I'm writing this I'm ordering Xmas gifts for my family online - I can highly recommend it.

The point is that online shopping is safe. If you're concerned about the vendor you intend buying from then look for previously satisfied customers, reviews or testimonials. Google the name of the company and look for any horror stories from previous customers or any posts written on messageboards etc.

So if you've never considered shopping online now is a good time to start. Or you could just get in your car and sit in traffic for an hour, find parking, join a queue in the store and.........

Articles from: http://www.goarticles.com/

Simple Steps You Need to Know For Buying The Right Wrist Watch for You

The earliest of watches were first carried on a chain and worn around a ladies neck, and were also carried in the seam or a waistband of their dress. Conversely, a man would store their watch in the pocket of their waistcoat. Back in those days the women had more options, as they had the ability to wear their watches on rings or as brooches as well.

Present-Day Watches

Nowadays the most likely way to carry a watch is on your wrist. It is convenient, simple, and can show the time in the most efficient manner. Nevertheless, ever since they first appeared wrist watches have progressed a long way, and nowadays a watch stands for so much more than just simply being a time telling device.

For every occasion there is a wristwatch, and due to the fact that they are so readily available in an extensive assortment at reasonable cost, the majority of people will have more than a few of them to match their every need.

Some likely occasions for which the majority of individuals will have a designated wristwatch; a watch for common everyday use (in regards to our occupation), an additional one for formal wear, and a watch for sports for the times that you go to the gymnasium or practice other types of sports such as, for instance, swimming.

Shopping for a Wristwatch

Since the choice is so extensive, the first thing you must realize is for what occasion or event you are buying a watch, and then appropriate the necessary funds you have for it, this will narrow down your choice. It is crucial that you shop around prior to making your selection, particularly if you are thinking about buying an expensive brand-name watch.

You will find that there are numerous designer brands that make beautiful wristwatches, some of which are considered jewelry pieces in and of themselves. When you are intending on buying this kind of watch, you must be mindful of the quality of the actual jewels themselves and not just the primary function of the watch, because it will not be purchased completely for that sole purpose.

Helpful Tip

Wristwatches that are less expensive are typically bought for everyday use, sports, or other rough types of usage you have intentions for such as camping, hiking etc.. In the event that they break down on you the loss will not be as significant and you can quite easily replace it by purchasing another inexpensive watch.

Brands that are well-known will always give you assurance with great guarantees and always a Swiss movement due to the fact that they have the best. Thus, it is not so much the mechanism itself you should concern itself with, but more to the point if the brand as well as the cost that you are going to pay is actually what you are looking for.

Articles from: http://www.goarticles.com/

Thursday, 29 November 2007

Getting Ready For Chirstmas Celebration

It may not be time to light the Yule log just yet, but Christmas is not that far away. And while most of us enjoy the holiday season, it seems there is just no getting around the hustle and bustle that those few weeks will bring. However, there is a way to reduce the amount of stress that the season can bring. By planning ahead and taking care of some of those holiday chores ahead of time, you can greatly reduce your "to-do" list once December rolls around. And less holiday stress means more time to enjoy the events and traditions that you love most about Christmas.

Organizing and planning prior to December can be a key factor in feeling calmer and more joyful for the holidays.After all, when you've simplified your "to do" list, you've automatically made room for more time to enjoy what's really important: friends, family, and a true appreciation of the holiday spirit. While many of us get into the spring cleaning season, fall is another good time to give the homestead a good once over. Now is a good time to get carpets and drapes cleaned, paint rooms that need a sprucing up, and polish silver. If your cleaning projects are completed before Thanksgiving, you will be able to hang the Christmas lights and tinsel in a sparkling home without worrying about those stains and spills. And while you're in the cleaning mode, don't forget to power wash your porch area so it's ready to sport those light strands in style. You might also want to clean out a few closets and get unused items ready to donate - it's the perfect time of year to share.

Even though you are not ready to dig out decorations for show, you can do a quick run down of supplies that you might need for your decorating efforts this year. Perhaps some of your light strands stopped lighting, or a couple of ornaments got broken. Take this opportunity to make a list and check it twice of the supplies that you might need so that you will be ready to hit the stores at the first sign of a Christmas sale. You can also check over your table and baking supplies, to ensure that your table will be festive and your cookies will be ready to whip up.

Nothing can drain the Christmas spirit faster than a crowded shopping mall, so get the gift list taken care of now. Internet shopping has made it easy to satisfy everyone on your list from the comfort of your home office. So make a cup of Christmas cheer, snuggle into your coziest pajamas and shop till you drop! If you are really feeling ambitious, you can even get your wrapping done before the Thanksgiving turkey ever goes into the oven. Planning ahead can ease much of the stress of the holidays, and make Christmas a much more enjoyable time of the year. Get those chores out of the way, and get ready to celebrate the season the way it was meant to be savored.

Article from: http://www.goarticles.com

Plus Size Accessory Shopping Tips

You can have a fantastic outfit, and it will still seem to have something missing, unless you have the correct accessories for the look you are trying to achieve. Women have always known that accessories make or break an outfit. The right accessories can give any outfit the WOW factor. The wrong accessories will make any outfit into a disaster. Choose your accessories carefully, and be right in style. You will love being a fashion plate at every event you attend.


Some accessory designers are finally adding pieces to their collections that are designed for the woman of size. Not only do plus size consumers make up a significant part of the female population, plus size women are starting to demand fashionable clothing. There currently are few accessory lines that are specifically created for plus size women. However, full sized women are voting with their wallets for accessories that meet their needs.


Your look can be either accentuated or degraded by your purse. For example, small purses tend to make their carriers look larger; a tiny purse can make a heavy woman look downright fat. A bag that is too large will also look unnatural. Focus on selecting an appropriately-sized purse that meets your needs and is consistent with your other style choices. A single quality bag, neutrally styled, will meet your daytime needs, and a single dressier purse for dress-up is a good start. You can add as many more as you like to suit your style, as long as they are appropriately sized.


Dainty jewelry tends to not look good on a plus-size girl; small things will make you look larger. You can still wear that classic string of pearls, but make it more appropriate by choosing a longer necklace and knotting it. This will give it more substance without detracting from its classic style. Bangle bracelets and other larger pieces also look good. If you want to wear some dainty jewelry, you still can, but be sure to balance it with something bold and strong. As always, proportion is a very important part of dressing.


Larger size women can still look fabulous by matching their outfits with adorable shoes. Even if a woman has a wide foot, she can still wear some trendy looks. A classic style is the espadrille. It's a fun and youthful style that looks good on almost every person. Plus size women shouldn't be afraid to wear heels. If you are uneasy about wearing three inch heels, start with a shorter style. Be careful when searching for bargains. Cheap shoes will show wear. If you want to look trendy, then you have to pay for the look you want. Be daring and pay a little extra for higher quality. Choose styles and colors that will match your outfits, and you're ready to go.

Article: http://www.goarticles.com/

Friday, 23 November 2007

Shopping in Italy is a wonderful adventure

Shopping In Italy

Italy's hottest shopping draw is of course fashion. Milan is home of the country's fashion industry, but Rome is the main Italian bazaar where the threads are put on the market. Here you can find the ultra chic garments of celebrated designers numbering in the hundreds. Quality is very high and the range of materials includes leather, cotton, silk and wool.

Other than garments, Italy is pre-eminent in the production of quality glassware, furniture, jewellery and porcelain goods.

Shopping In Rome

While Rome is overrun with international fashion boutiques, shopping in the Eternal City can still offer its own very Roman flavour. For the ultimate in windows shopping, the area around via Condotti at the foot of the Spanish Steps is the place to go. You can gaze at the creations of Armani, Prada, Versace, Dolce and Gabbana, Gucci and the other grand names in the elegant windows under the baroque or neoclassical facades. But remember that rents in Rome are sky high and so are the prices.

For antiques, head to Via dei Coronari. It's a narrow pedestrianised street near Piazza Navona. The 500-meter long thoroughfare is lined with antique stores and galleries.

For the true Roman experience, you have to visit one of the city's many markets. The Sunday morning flea market at Porta Portese is an overcrowded event where you can buy almost anything. It's held on via Portuense south of the Porta Portese gate. Beware of pickpockets.

From Monday to Saturday, the morning market is in via Sannio, just outside the Roman walls by San Giovanni in Laterano. Here you can browse huge volumes of cheap clothes.

Shopping In Venice

Venice has long been a place of trade and remains a busy retail center. Though the big name fashion houses are well-represented, the joy of shopping in Venice lies in hunting down those local novelty items that evoke the spirit of La Serenissima.

However if it's brand name fashions you're after, Venice won't disappoint. The island's busiest shopping strip is the Merceri. It runs all the ways from the Piazza to the Rialto Bridge and almost all the celebrated Italian labels have boutiques here.

For other items, Calle della Mandola is the place to browse books and glass beads. And Campo Santo Stefano is the square for antique hunting. However, you can't leave Venice without getting a souvenir carnival mask.

Carnival is the great event held every February but the masks are manufactured as souvenirs all year-round in Venice's small workshops. You can get everything from full size porcelain masks with a hefty price tag to inexpensive ornaments such as silver earrings in the shape of carnival masks. The other great specialty of Venice is glassware from the island of Murano. These include such items as vases, clocks and wine bottle caps. And you can also get decorative items such as rings, bracelets or pendants made out of the delightful colored glass. These can be very inexpensive and make great souvenirs of Venice. Other delights special to Venice include porcelain dolls and Burano lace work.

There is wide selection of hotels in Italy . Check out the internet for hotels in Rome or Venice hotels.

Article from: http://www.goarticles.com/

Shopping for me, but not for thee: the complications of voluntary simplicity

As Judith Levine tells it, it was the winter of 2003 when she figured out what Calvin Coolidge knew 80 years earlier: The business of America is business. Levine, author of the controversial Harmful to Minors: The Perils of Protecting Children from Sex, was walking home in the snow lugging Christmas gifts when she decided that she had had enough. Looking at her wind-beaten fellow shoppers, she announced, "I'm not buying it." She pledged to give up shopping for one year.

Naturally, no writer could let so interesting a potential experience go unrecorded. So now we have her new book, Not Buying It: My Year Without Shopping (Free Press). Except she doesn't really stop shopping. As her experiment begins, Levine claims that she means to limit herself to the necessities of daily life. One scans through Levine's list of necessities with growing incredulity. High-speed DSL (hey, it's for work!), cable television, the occasional $55 haircut, "organic French roast coffee beans," skiing?!

Levine airily insists that necessities in New York are different from those of a "farmer in Bangladesh." But she seems to forget this relative wealth when she describes the daily life she leads with her partner, Paul. She paints a pitiful picture: This "highly insecure" existence includes two residences (an apartment in Brooklyn and a house in Vermont), flexible work that allows the couple to take off and ski in the afternoon, three cars, a windsurfer, and a healthy diet of such Whole Foods staples as "Thai sweet black rice" and "Mexican huitlacoche fungus."

Moreover, throughout their ostensibly shopping-free year, the couple expands their Vermont home. (Since they agreed to do so before Levine's pledge, they figure spending $30,000 on renovations doesn't count.) Yet Levine assures us that--thanks to "rampaging corporations" and ruthless "GOPpies"--they are on the verge of "starv[ing] and freez[ing]." They Lack such necessities as a microwave, a hedge trimmer, even a cappuccino maker. Bangladeshi farmer, eat your heart out.

So we're only a few pages into the book and Levine's premise is shot. All Not Buying It can offer in the way of authorial suffering is Levine's running out of Q-Tips. Sadly, she can't achieve the "impeccable ear hygiene" to which she's accustomed with mere tissue. Levine goes without seeing Fahrenheit 9/11, which for a self-described "rurally urban, wholesomely hip, ironically butchy" New Yorker must truly have been torture. And of course, she "cheats" (she must concoct some drama, after all, and giving up Q-Tips wasn't cutting it), breaking her no-shopping pledge for the most unromantic item imaginable. She buys a pair of roomy, greenish polyester pants. For $138. It's like cheating on your husband with the pimply IT guy and paying for the hotel room.

With the "not buying it" premise fizzling out, the book devolves into a paint-by-numbers screed on the evils of capitalism: It's destroying democracy, paving over the rainforest, polluting the air, fraying the social fabric, etc. There's not a thought here that couldn't fit on a bumper sticker. In one tell-tale example, Levine rhapsodizes that the giant ads in Times Square should be replaced with "children's art, artists' videos, recipes, and safe-sex comics."

But most galling is the sense of entitlement Levine evinces on every page. She fumes against Ronald Reagan for actually collecting on the National Defense Student Loan she never expected to pay back. She rails against consumerism but is appalled when one of her fellow Voluntary Simplicity groupies announces she is only buying used books. This affront "hits me directly in the royalty statement," she whines.

Like so many anti-consumerist proselytizers--from the suburban-sprawl activists to the McDonald's haters--what Levine is really talking about is taste. Isn't it dreadfully vulgar, she grumbles, how Americans spend their money? The movies they watch, the houses they buy, the politicians they elect? Why don't they spend their money on the stuff Levine prefers?

Levine claims that shopping became a less important part of her life during her experiment. Not so. For Levine, even the smallest purchase became a way of signaling who you are: You're investing not in a pair of shoes but in an idea of yourself. Whether she's buying organic veggies from the local co-op or her beloved SmartWool socks, Levine is constantly searching for affirmation of what a caring, enlightened person she is.

Levine's no-shopping pledge has all the anti-capitalist bona tides of Adbusters' "non-brand" brand, Blackspot, or, better yet, one of Citibank's "Live Richly" ads. Spiky haircut? $55. Organic coffee beans? $7 a pound. Excoriating everyone else for overconsumption? Priceless.

Articles from: http://findarticles.com/

Tuesday, 20 November 2007

Keep Your Confidence

To get what you want in life you need confidence. Your friends, your mate and the car that you drive must reflect your personality, class and success. Then why not your keychain should have all these things? Yes, that little piece that holds your very important keys and the one that you carry around with you everywhere. As you carry it anywhere and every time it needs to look good and are a true reflection of your personality and style.
Just imagine yourself asking for your keys, telling everyone that they are the ones in Chevrolet Equinox keychain, that shinny chrome keychain that holds your precious keys. The same one that you asked to engrave with your initials so everyone will know is yours. Nobody can miss a keychain like that, we all tend to look for shiny things and if it looks good it is hard to forget.
When you think of a Chevrolet Equinox you think of the comfort and safety that an SUV provides, you think of your family and long trips. You will never put your family in a vehicle you don't trust, once again you must have confidence in your car. The keychain that holds the keys to your wonderful car must be one that matches your car. They can't be in any keychain they have to be in the very best. Only the best would do for you. That is why the next time you show your keys you have to make sure that they will be attached to black leather with gold Chevrolet Equinox keychain. Just have a look at the various key chains and you will understand what does style means?
If you have spend so much time and effort choosing a car that you trust, like a Chevrolet Equinox, then do not forget its keys. After all that time spend looking for that SUV, that will take your family from home to school, sports practices, shopping, weekend trips and much more, you can't have an ugly keychain to hang your keys. Your car is important to you and you can't put your car keys in an old key chain, you definitely need a Chevrolet Equinox keychain. After all, you cannot compromise on the looks and you definitely have a taste for good things in life, however small that may be!
May be you want some one you love to trust in you, then why don't show him or her how much you care with a keychain, a little detail that says you care. The next time you are going to gift something special to that important person in your life, give him or her metallic Chevrolet Equinox keychain engraved with a short message on the back that shows you care. The best thing about the Chevrolet Equinox key chain is that they can be personalized, by engraving their back you can add that personal touch that show others a little bit more about you. Now, what are you waiting for, show others the car that you trust for the people you love. DonĂ¢€™t let your keys get lost in oblivion with wrong keychain; get a
Chevrolet Equinox keychains , today.

Article from: http://www.goarticles.com/

8800 sirocco contract on o2: easy shopping at O2

While shopping for mobile, if your eyes have struck on 8800 sirocco but price tag is making you feels lower then opting for contract deal by O2 is the best solution. O2 is renowned network provider in the market which is making the purchase of user easy under its contract phone deal. Well, to cope up with the high-end mobile phones like 8800 sirocco , contract mobile phones have made the buying easier. From the array of the deals, Contract mobile on O2 are the easiest way to buy handset of your choice and deal with the other bills
Contract on O2 is beneficial for the users who are looking forward for long-term deal by allowing the users to enjoy the ins and outs of mobile media at the fullest length. Availing 8800 sirocco phone under contract on O2 user not only enjoy the long-term deal, but also upgrade his earlier mobile phones. So, with the time today, 8800 sirocco is supporting the latest gadgets of mobile telephony and has raised the market of buying.
In contract with O2, user of
Nokia 8800 sirocco mobile phone has to sign-up the deal for time duration of 6 months to 18 months. User of sirocco 8800 finds the contract mobile phone deal best suitable for larger talktime and attractive handset at the marginalized cost which easily fits in the userĂ¢€™s pocket. The benefits that user of 8800 sirocco enjoys is enclosed with low call rates, free roaming, free SMS for a particular period, free 12 months line rental and free mobile phone insurance.
Phoning being the basic objective of
Nokia 8800 sirocco is followed by other features like Bluetooth, tri-band, voice connectivity, Megapixel camera, FM radio, MP3. The feature gives the user enjoy capturing the pictures with various functions like digital zoom and so on. Nokia 8800 sirocco mobile phones are preoccupied by the high-tech connectivity as it strongly focuses on Bluetooth, GPRS, EDGE and GSM 900/1800/1900 MHz for data and voice connectivity. Well, User of Nokia 8800 sirocco enjoys seamless connectivity over the data and file transfers.
So, if you are looking for 8800 sirocco mobile phone then avail the contract offered by O2 service provider. O2 offers various benefits and services to the user so that it can suit his pocket.


Article from: http://www.goarticles.com/

Wednesday, 14 November 2007

Is My Power Mall Really An International Online Shopping Mall?

My Power Mall offers online shopping through over 1000 retail outlets and this means members can choose goods for convenient home delivery from millions of articles of merchandise. The growing popularity of shopping online is one of the reasons My Power Mall has become so popular so quickly, but is it really an international online shopping mall? The short answer at the moment has to be "no" or maybe "not yet", but let's look at the whole picture.
Online shopping becomes more popular every day and it is hardly surprising when you consider that it offers such convenience. It is no longer necessary for shoppers in isolated communities to make a long pilgrimage to a big city to find the items they want to purchase; shopping online means they can sit at home and buy what they want with a few clicks of their mouse. Parents are no longer forced to choose their purchases while trying to control active kids who would rather be anywhere other than at the shopping mall. Heavy or inconveniently large purchases no longer have to be lugged around, they are delivered right to the shopper's front door.
If convenience is not enough to persuade the average person to shop at online shopping malls, the shopping rebates available online will tip the balance in favour of the online shopping mall. My Power Mall offers online rebate shopping to anyone who becomes a member, but that is only part of the story. My Power Mall is not just about saving money; it is about making money as well. Members who introduce new members to My Power Mall also get paid a percentage of the shopping rebates earned by the people they have brought in.
At the time of writing this, My Power Mall is barely six months old and is undergoing incredible growth. In their FAQ they say: "We were surprised when so many International members joined us", the mere fact that this statement is included in the FAQ certainly makes it seem that the company has been overwhelmed by the amount of interest shown worldwide.
My Power Mall is an American company and was launched primarily to appeal to citizens of the United States. The vast majority of the retailers included in the 1000+ stores available at the launch of My Power Mall will only ship goods within the US but, again according to the company's FAQ, they are "working toward having a truly International Mall". They go on to say that they are working hard at locating merchants who will ship to all the countries represented by their international members. How successful they will be in performing this task remains to be seen. Finding even a handful of merchants to cater for each of the countries represented would involve locating hundreds of suitable retailers and vetting retailers of international companies would be a massive task.
The owners of My Power Mall are apparently committed to expanding the company to become an international online shopping mall but, right now, they have a long way to go before they can truly offer an international shopping mall. At the time of writing this, My Power Mall is an international home based business opportunity but a United States focused online shopping mall.


Article from: http://www.goarticles.com/

How to Shop for a Car... Without Actually Shopping for a Car

My lease is up soon and I want to be sure I get what I want... which usually means ordering the vehicle four months ahead of time. So a little advance planning is in order.
Of course, if you've just been discharged from your bankruptcy, or your FICO scores are low, you should have different priorities.
Your main concern should be just getting financed.
Then you should concentrate on working with a car manufacturer, bank or credit union that reports to all three credit reporting agencies.
And finally, you want to find a loan at a single-digit interest rate with little to no money down.
Is this even possible?
Yes... keep reading.
Most of the time, your best deal is going to be on a car the dealer has in stock. I started out getting cars this way. But now, with over 13 years after my bankruptcy, I have more options. As your FICO scores increase and more time passes it gets easier.
I wanted to make sure I was well prepared before I talked to a salesperson, so I went to the auto manufacturer's website. After reading about all the new features, I still had questions.
Rob Lied to Me
I decided to return to the dealership where I purchased my current SUV.
Rob, the salesman who sold me the truck two and a half years ago, was still working there.
Oh, joy.
And he remembered me...
How could he forget?
He lied to me the last time I purchased from him. And by the time I realized it-there was no turning back. (Sometimes you just need to pick your battles.)
You see, in 2003 he sold me an SUV with the promise that it came with DVD navigation.
All the sales literature was very vague so I made it very clear to Rob that this was one of my motivations for getting the SUV. To make a long story short... the SUV did NOT have DVD navigation.
My first clue came when I received a package from the navigation software company a week later with a letter saying...
"Congratulations on your new purchase. Enclosed are your navigation CDs... "
CDs?!
Crap. I knew I was in trouble.
So, to peacefully resolve the situation... I suggested a compromise. They would detail one of our cars once a month for free until the DVD navigation system
was upgraded... at cost (they never gave me the upgrade. It's been two and a half years so far, and our cars are very clean).
Why I Went Back to a Car Dealership where the Salesperson Lied to Me
I walked into the dealership with my, "car dealership attitude" in high gear. I met a young chap by the name of Rick and asked him for a brochure.
As he was stapling his business card to a color brochure I asked him if Amy, the finance manager, was still there.
Rick said she still worked there, and was in the building. He promptly rang her phone extension asking if he could bring by a visitor.
Amy helped me finance my current SUV, and is a talented finance manager... knows her stuff and takes pride in her work (rare talents these days). She's the reason I went back to the dealership.
So we began walking toward her office through the back hallway.
As we were walking, I started to think, "This will be really awkward if she doesn't remember me! After all, it's been a while and she's dealt with hundreds if not a thousand people since then."
And just before I had time to think of Plan B... we arrived at Amy's office door.
"... Hi, Stephen. I love the newsletters. I read them every chance I get. But could you change the name of the newsletter so people here don't think I filed bankruptcy?!... "
She remembered me!
Not only that, she's a reader of my newsletter!
Six important questions to ask a finance manager
I told Amy my lease was ending on my SUV in October. I then quickly went into my fact-finding mode... asking her important questions to get a better feel of what I could expect. These were my exact questions...
1. Do your lenders use the regular FICO credit scores or FICO Auto Industry Option scores?
2. Which local banks or credit unions are offering competitive financing?
3. Does the manufacturer offer a competitive rate and terms compared to other lenders?
4. Which credit reporting agency does your lender use to make a loan decision?
5. Can you dictate which score or which credit reporting agency they use to make a loan decision?
6. What minimum score is required to get the best interest rate and terms?
Amy answered all of my financing questions in a 10-minute conversation.
I said goodbye to Amy, gave Rick my card, chatted about my lingering questions, and left the dealership with a very clear game plan.
No credit reports were reviewed.
No unnecessary credit inquiries were made.
Just the right questions asked of someone in a position to answer them.
I had just shopped for a car without actually shopping for a car. You should do this as well. It will save you time, energy and credit inquiries.
Half the Battle is Going to the Right Car Dealer
As I said before, since my bankruptcy has been discharged for over 13 years, I have a lot of options with lenders. It also helps that my bankruptcy no longer appears on my credit reports.
Even if your bankruptcy still remains on your credit reports just knowing what dealer to go to and what to do when you get there can be the difference between getting financed at a normal interest rate on a car you want, or being offered high-interest financing by a crappy lender like Crapital One, AmeriCredit, WFS Financial, or HSBC Auto Finance on a crappy car you don't want.


Article from: http://www.goarticles.com/